What is the Employee Retention Tax Credit (ERTC)

If you own a small business that has kept your team on payroll through the pandemic then there is a chance you’re missing out on money you didn’t know you had access to. There is an option out there called the Employee Retention Credit that was launched during the pandemic. The whole point of it […]

How to Take Control of Your Personal Finances and Achieve Financial Success

Photo from Pexels   Personal finance is an essential aspect of our lives that often gets overlooked or neglected. Many people struggle with managing their finances and find themselves living paycheck to paycheck, drowning in debt, or unable to save for their future goals.    However, with some knowledge, discipline, and the right strategies, you […]

Downsizing Your Home? 3 Challenges You May Face

Downsizing Your Home? 3 Challenges You May Face Image Credit   Many people consider downsizing their homes for many reasons. It involves getting a smaller home than what you’re used to. According to research, about 30% of people had already considered downsizing their homes last year. Indeed, it is an attractive solution when you plan […]

3 Property Settlement Tips To Consider After A Divorce

Image Credit   Property settlement is a crucial aspect of divorce or separation for couples who have acquired assets and debts during their marriage or relationship. According to recent statistics, approximately 50% of marriages in the United States end in divorce, making it crucial for couples to understand the property settlement process. It is essential […]

What are the Best Investments to Make for Your Family?

Image Credit    Whether you are thinking about saving for yourself or a family member, you are in the right place; saving and investing are just as important as earning because it builds the security and financial freedom needed to live a happy and effective life. Read on for investment strategies.  Extra Accounts  When you […]

5 Ways to Make Some Extra Money From Home

Image Credit   A little additional income in your life can go a long way, especially with rises in the cost of living. The good news is that there has never been a better time to earn extra money from home, thanks to the opportunities in the digital space. Below are some ideas to get […]

Family Finances: How To Take Control

What if we lived in a society where money was not an issue? In a crisis, you have enough savings to pay the bills. Would you like to live the life you want? Financial stability is not a futile goal; it can be achieved very easily if you put in the work. Photo by Damir […]

Should I File for Bankruptcy?

During the COVID-19 pandemic, millions have been laid off or classified as non-essential. This is especially difficult for those filing for bankruptcy, or on the brink of needing to file. While this pandemic has added some leniency to paying bills and some courts have extended hearing dates which could buy you more time to work […]

5 Money Management Tips from Pine Advisors

Struggling to manage your money? Or maybe you’re just trying to get ahead of your paycheck to paycheck lifestyle. There are a lot of guides out there with tips on managing your money, but it’s nice when it comes directly from a professional, such as Pine Advisors.  Make a budget. You’d be surprised how many […]

5 Easy Finance Solutions to Improve Your Credit Score Quickly

Credit repair does not have to be difficult. With the proper finance solutions it won’t even take more than a few months to improve your score. Follow these simple 5 steps and you will be able to borrow from lenders with interest rates you can afford. A higher credit score can qualify you for lower […]

How to Save Money When Food Shopping

Image was taken by kenteegardin on Flickr Saving money on food shopping isn’t just for those who are trying to save money; it just makes good sense. Why waste money that could be better spent elsewhere? Savvy grocery shopping doesn’t necessarily mean buying the supermarket’s cheapest own brands, or cutting out favorite luxuries (though these techniques do help […]

Stay Safe Online By Avoiding These Top Three Scams

Living in a democracy means there are laws to abide by. Most of these laws are brought in through a controlled government process, and they are designed to protect us from harm. For those people that do break the law, they can be caught, trialled and punished as the state sees fit. But, the revolution […]

Strapped For Cash? Keep Your Household Bills Low With This Handy Guide

We can all get in that relentless routine. Heading to work, earning the same amount, but never finding ourselves moving forward financially. Sound familiar? You are not alone. Many households today find themselves stuck in a rut when it comes to their bills and outgoings. Concluding that they never have any extra disposable income to […]

The Easy Guide To Look After Your Car In All Seasons

When more than one of you is driving the family car, it can be even more important to look after it each time you drive. Sure, it’s a hassle moving the seat back into your preferred position. And then there’s the nuisance of to reset the wing mirrors. But when your teenage son has forgotten […]

Surprising Ways Your Home Is Wasting Money – And How To Fix Them

Many of us invest a lot of time, energy, and savings into our home. The down-payment for purchase or rent. Renovations or small upgrades. Furnishing each room with items that suit our taste and personality. The money we spend on our home can be a large portion of what we have earned or saved. It […]

Things To Do When You’re Buying A Home

                        Source Buying a home is one of those rites of passage of adult life. Most people go through it at some point. The truth is, everybody tends to find it a particularly stressful time in their life. Nonetheless, it is always worth it when you come out the other end with a new house. […]

Start A Household Budget Today In 3 Easy Steps

Managing money is something many of us have never been taught. Yet it’s something we are expected to excel at and control on a day to day basis. This can leave people feeling frustrated and unable to manage their finances effectively. Good money management is something every parent should try and pass down to their […]

Ultimate Guide To Savings: Why You Need To Do It

When you were a child, you probably had a piggy bank or a savings box. You may even have stopped by the bank each week to deposit a few pennies into an account. As adults, we don’t tend to save so routinely. Any piggy banks we have are probably ornaments on the mantel rather than […]

Take The Kids To Attractions For Free!

As you know, I’m always on the lookout for bargains. And if I can push my bargain hunting to provide freebies, you know I’m going to do it. The holidays are fast approaching. Many families are worried about the cost of taking their kids out places without breaking the bank. And with nieces and nephews […]

Want To Cut Down Using Your Car? Try My Weird And Wonderful Ideas

I’m always looking for great ways to save money. It occurred to me that one of the biggest expenses we have in life is running a car. Cars on their own costs thousands. But then you need to add the cost of the fuel, maintenance, repairs and insurance. How much must all that come to? […]